If volunteers or others are running activities outside of Big Local that are not in the proposal forms, then you may not have the insurance in place to cover yourself and your activities. This will depend on various factors, including:
- where the activity/event is taking place (e.g. community centre or public land)
- who is organising or part organising the activity/event (e.g. local authority staff).
Some types of events and activities that you might want to carry out are litter picks, fun days, street parties, a visit to the seaside, or a gardening club – activities that are not being delivered by your locally trusted organisation.
Work with your rep and locally trusted organisation to determine the level of insurance cover you need for Big Local activities. If this is not already in place through your locally trusted organisation, you need to take a policy out to cover your activities.
If you do need to buy insurance you should make sure that you are covered for any claims that may be brought against you:
- if a volunteer should become injured
- because of the actions of a volunteer (for instance, if a volunteer adviser gave negligent advice).
You can use your Big Local funding to get the insurance you need.